Peace of mind. Elusive as it may be during 2020 because of the pandemic, it is essential to emotional, physical and financial health and well-being. And the mission of Arkansas Blue Cross and Blue Shield is to help provide peace of mind for individuals and families, businesses and communities in our great state.
The business community has been an important focus for Arkansas Blue Cross throughout our 70-year history. We have been providing health care financing solutions for Arkansas employers of all sizes, serving their employees both here and nationwide. We know the responsibility you shoulder for the people you employ and the communities you care for as well.
We are here for you, helping you navigate uncertainty with more confidence knowing you have an Arkansas partner ready to meet your company’s needs. To provide affordable, reliable coverage to attract and retain those valuable employees who are the lifeblood of your business and the backbone of your community. To ensure access to quality health care. To deliver resources and tools that educate and empower your employees to make better health and lifestyle choices. To serve beside you in building strong communities.
We hope you find this Employers’ Benefits Guide helpful as you consider your options for 2021 and beyond. And we invite you … always … to talk to Arkansas Blue Cross about how we can serve you and your employees in better, meaningful ways.Â
Like always but like never before, we are committed to protecting you, your family, your employees, your friends and neighbors. We have had the privilege to serve Arkansans of all ages for generations. That’s a trust we take to heart. We hope you and your loved ones are safe and healthy. Thank you for your trust for seven decades.Â
Curtis Barnett
President and CEO,
Arkansas Blue Cross and Blue Shield
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September is Life Insurance Awareness Month – it’s a prime time to be reminded of the extraordinary value provided by ancillary group benefits including life, disability, accident, critical illness and hospital indemnity insurance. For employers, each of these essential coverages increases employee peace of mind by increasing financial security and enhancing employee satisfaction.
In 2020, an unprecedented year complicated by COVID-19 and the resulting impact on our economy, ancillary group benefits are even more important for assisting employers in caring for and protecting their employees. As an Arkansas employer of 300 dedicated teammates, USAble Life is committed to maintaining a safe work environment with an engaged workforce that will continue to provide outstanding support to other employers across Arkansas.
USAble Life remains committed to our mission:Â
Through valued partnerships, like the one that we have with Arkansas Blue Cross and Blue Shield, we deliver ancillary insurance products and services that make a meaningful difference to our customers when they need us the most.
Our insurance products provide financial support when employees or their beneficiaries need it the most – the day of a lost life, when disability occurs or when one of our ensured individuals experiences an accident, a critical illness or hospitalization. Every day, we deliver on the promise of those products with rapid and compassionate service that focuses on our customers.
We are proud to have served Arkansans for more than 40 years and look forward to supporting Arkansas businesses and their employees in the years to come.Â
Jim Casey
President and CEO, USAble Life
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The Robbi Davis Agency, Inc. is proud to serve as the sponsor of the 2020 Employers’ Benefit Guide to health insurance. The goal of this publication is to help business owners navigate the complicated world of employee benefit packages and make the right choice for their employees and for their business.Â
Now more than ever, it is vital for business owners to offer a competitive benefits package that includes an affordable health insurance plan offering the benefits desperately needed at this time. Group health insurance coverage provided to employees by employers represents a significant part of the American health insurance landscape and is an important benefit for attracting the best and brightest workforce.Â
I hope that you find this employers’ benefit guide helpful as you enter the open enrollment season for employee benefits. Offering benefits that are valuable to employees and their families at an affordable rate to both the employee and employer is possible. However, it may take some creativity and thinking outside the box.Â
I encourage you to contact a local insurance broker to assist you with this process. You will want to be sure that the broker you choose is experienced in the local market, has a proven track record and has an outstanding reputation for service. It is also important to choose an agency that has an online enrollment platform so that employee enrollment and education can be performed remotely as needed during the pandemic.Â
Did you know that if your employer group has two to 50 employees, there is no additional charge to use the expertise of an insurance broker? For mid-size and larger employers, the service fees can be negotiated and can vary greatly between agencies.Â
I wish you the best as you explore health insurance options for 2021!
Robbi Davis
President, Robbi Davis Agency
Read the full Employers’ Benefit Guide here.
